At Car Corner, we understand that life happens. Whether it is a job loss, divorce or family emergency, bad credit can happen to anyone. While many major banks, credit unions and other dealerships may avoid individuals with a low credit score, Car Corner welcomes all credit types. Our in-house financing allows us to approve many customers who would not otherwise qualify for financing. Our caring and professional sales staff will work with you to find your perfect used vehicle and help you start the process of rebuilding your credit.
First Time Car Loans
If you have a limited or non-existent credit history, it can sometimes be difficult to get approved for auto financing. We want to work with you. Whether you are a student or have never applied for financing before, we can offer you guaranteed approval and a large selection of certified used vehicles to choose from. We believe that a great experience on your first auto loan will make you a repeat customer with Car Corner.
Poor Credit Loans
We specialize in helping people with low credit scores or bad credit start rebuilding their finances. Life happens and we want to help you get on the road to a positive credit score and into a great used vehicle.
Going through a divorce can wreak havoc on your finances and make it difficult to get approved for a new or used vehicle. While you are in the process of changing your life, you shouldn’t have to worry about not having a reliable vehicle. We can provide financing options that will fit your current situation and budget. With Car Corner, having a certified used vehicle with affordable payments will be one less thing you have to worry about.
Are You Self-Employed?
If you are self-employed it can be hard to prove income to qualify for financing. Often, banks will require a large amount of paperwork and the process can be long and frustrating. At Car Corner, we know you are busy building your business and want to get into a reliable vehicle today so you can do what you do best – making your customers happy. With our guaranteed financing options and easy application process, we can get you the auto loan you need now.
Steps to Improve your Credit
Poor credit doesn’t have to be forever. With some simple steps, we can help you start to rebuild your credit and create more financial options for yourself in the future. It is important to be realistic about your budget before you apply for financing. Take a look at all your current expenses and your expected income over the next year. Make sure you can truly afford the payments you are looking at for your next vehicle. Next, make sure you make all your car payments on time. This is a big step in showing not only future lenders but credit scoring agencies that you are serious about improving your credit and getting your finances back on track. The more dedicated you are to paying your loan off on time, the more options you will have in the future when it comes to applying for a new vehicle or mortgage on a home.
Contact us to learn more or complete our easy online application to get your pre-approval today.
Are you among the numerous individuals who have credit problems in Regina? Woeful credit scores and bad credit is more prevalent than you think. Bad credit is not at all something to be ashamed of as it could happen to most of us some time of our life. The glad tidings are that with some work on your part you can better your credit ratings.
Even though you have credit that is bad, you can still be eligible for car loans with bad credit In Regina. Do not undertake a car repayment you know you cannot find the money for. Poor credit car finance is an instrument to help repair your credit scores thus investing in a car you cannot find the money for can become quite harmful to your credit history.
To be able to be eligible In Regina or Saskatoon for car loans, you’ll need to truly have a job to pay your present charges, the loan repayment you are going to invest in and the expenses of retaining and insuring your vehicle. A reliable income could easily get you that car loan with bad credit in case you have a terrible credit. Your lender wishes to notice that you experienced your current job for at least one year and this will make them disregard your bad credit hence make your chances of giving you a bad car credit loan. Try to sustain your address for some time, will keep your bad credit away and assist in the endorsement of your credit car finance.
Being part of a credit union is advantageous if you want to finance an automobile. The credit union standards for trying to get financing is often more laid back compared to financial institutions and boat loan companies. The much longer you have been an associate in a credit union, a lot more positive the response is good for your bad credit auto loans In Regina despite an undesirable credit rating.
Trying to get your loan through the standard bank is another option. In case you did have a prior loan with them, they would want to have a chance along on your car finance. If you have paid an earlier loan, they could think about your bad credit car finance application although you may have bad credit score in other banking institutions of boat loan companies.
You could look at a co-signer for your vehicle loan. Although your co-signer will need to have a good credit history and fulfill all the required requirements of the lender, credit union or fund company.
Bad credit will indeed impact your bad credit car finance application; nevertheless, you can still explore other prospects. A large volume level car seller can negotiate an automobile deal and perhaps offer funding too. A funding company can also use you and receive the bad credit car finance you need. The secret to funding is to see an intense finance manager who’ll overlook your present bad credit and help rebuild your credit history with awful credit car finance.